Benefits Open Enrollment
April 2, 2025 – May 15, 2025
Plan Year 2025
July 1, 2025 – June 30, 2026
*If you are keeping your current benefit elections there is nothing additional required on your part*
*Based on WV Senate Bill 268 and the PEIA Finance Board the information provided below is subject to change*
Important Dates to Remember
- April 2, 2025 – May 15, 2025 – Open Enrollment
Plan Year 2025 Benefit Fair Meetings
Virtual Open Enrollment Sessions
Date Time Address
4/07 3-4pm Google Meeting ID: http://meet.google.com/rxx-hrih-zoy
Call in Number: (US) +1 443-584-3915 (PIN: 887318316)
04/24 9-10am Google Meeting ID: meet.google.com/mnv-ssmb-hij
Call in Number: (US) +1 929-276-112 (PIN: 529113552)
On-Site Benefit Fair Locations and Dates
Date Time City Address
4/08 3-6pm Charleston BridgeValley Community and Technical College South Charleston Campus, Toyota Hall/Advanced Technology Center @ 1201 Science Park Drive South Charleston
4/09 3-7pm Beckley Tamarack @ 1 Tamarack Park
4/10 3-6pm Huntington Delta Hotels Huntington Downtown @ 800 3rd Avenue
4/15 3-7pm Wheeling WV Northern Community College (Auditorium) @ 1704 Market St.
4/16 3-7pm Morgantown Holiday Inn University @ 118 Pineview Drive
4/17 3-7pm Martinsburg Holiday Inn Express @ 301 Foxcroft Avenue
4/22 3-7pm Parkersburg Comfort Suites @ 167 Elizabeth Pike
Things To Review Prior to Open Enrollment
- What if I am locked out of PEIA online.
- Wait 15 minutes and try again
- Use your 3 security questions
- Do not cut and paste the temporary password
- Contact customer service 877-676-5573
- What benefits do I have?
- If you are not sure what benefits you are currently enrolled in, you may log in to your WV PEIA and Mountaineer Flexible Benefits accounts to view your insurance plan details, such as which plans you are enrolled in, what dependents are covered, and who you have listed as beneficiaries.
- Log in to Manage My Benefits on the WV Public Employees’ Insurance Agency ’s website to view your current PEIA elections (including your current health and life insurance plans and covered dependents).
- Members should
- Update COB/COP
- Check your Healthy Tomorrow status
- Manage My Benefits sill soon be available on iPhone, Android, Chrome and Safari
- Log in to myFBMC.com to view your current Mountaineer Flexible Benefits elections (including Dental, Vision, Flexible Spending Accounts, etc.).
- Are my beneficiaries current?
- Have you reviewed the plan year guide for changes?
- Review the PEIA Shopper’s Guide and Mountaineer Flexible Benefits Reference Guide for any changes.
What Changes Can I Make During Open Enrollment
During Open Enrollment an employee may add, drop or change coverage with the following vendors.
PEIA
-PEIA PPB Plans
-Health Plan
Mountaineer Flexible Benefits
-Vision
-Dental
-Medical Flexible Spending Account (FSA)
-Dependent Care Flexible Spending Account (FSA)
-Health Savings Account
-Disability Insurance (Long-Term and Short-Term)
-Hearing Health Care
-Group Legal Plan
-Accident Plan
-Hospital Indemnity Plan
-Critical Illness Plan
Important Updates
The Health Plan
- Updates
- Premiums are increasing 14% for plan year 2026
- No benefit changes
- No change to co-payment amounts.
- Spousal surcharge will increase.
- Applies only if spouse has coverage offered through their employer.
- Updates
- Premiums are increasing 14% for plan year 2026
- Spousal Surcharge will increase.
- Surcharge applies to a spouse who stays on PEIA.
- Applies only if spouse is offered coverage through their employer.
- Surcharge applies to a spouse who stays on PEIA.
- Important: Make sure you update your COB (Coordination of Benefits) through UMR. This can be done by calling UMR at 888-440-7342.
- Deductible & Out of Pocket Maximum Increases
- Deductibles will increase 40%
- Plan C deductible increases $990.00
- Copay Increases
- Inpatient & Outpatient Copays will increase from $100 to $250
- Emergency Room increase from $100 to $200
- Massage Therapies Copay from $10 to $25 & $30 to $35
- Prescription Copays
- Generic will increase from $10 to $20
- Brand Name will increase from $25 to $50
- Life insurance vendor will remain Metlife
- Please check/ update your beneficiary information.
- Dental Plan remains the same
- Vision Plan remains the same
- Legal Plan remains the same
- Hearing Plan remains the same
- FSA contribution limits will increase to $3,300.00
- HSA contribution limit for individual will increase to $4,300.00
- HSA contribution limit for family has increased to $8,550.00
- Employees may now also enroll via MYFBMC.COM website
Resources
PEIA Provider Directory
The Health Plan
Questions?
PEIA 1-888-680-7342
Mountaineer Flexible Benefits 1-844-559-8248